Modi Government all Schemes List• BJP Govt New Scheme

The Modi government, since taking office in 2014, has launched numerous schemes aimed at social and economic welfare, infrastructure development, and inclusive growth. Below is a comprehensive overview of key centrally sponsored and central sector schemes, categorized by sector, based on available information. Note that the list is extensive, and some schemes may have been revised, merged, or discontinued over time. For the most current details, official government portals like india.gov.in or specific ministry websites should be consulted.

Categorization of Schemes

Central government schemes are broadly classified into:

1. Core of Core Schemes (6 schemes, fully funded by the Centre, focused on critical welfare).
2. Core Schemes (around 28 schemes, funded by both Centre and States).
3. Major Central Sector Schemes (fully funded by the Centre, often large-scale initiatives).

Key Schemes by Sector

1. Financial Inclusion

• Pradhan Mantri Jan Dhan Yojana (PMJDY) (2014): Promotes financial inclusion by providing banking services to all households, offering zero-balance accounts, RuPay debit cards, and access to credit, insurance, and pension.
• Pradhan Mantri MUDRA Yojana (PMMY) (2015): Provides loans up to ₹10 lakh for micro-entrepreneurs, targeting small businesses and non-corporate sectors.
• Stand-Up India (2016): Facilitates loans between ₹10 lakh and ₹1 crore for SC/ST and women entrepreneurs to set up greenfield enterprises.

2. Agriculture and Rural Development

• Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) (2019): Provides ₹6,000 annually in three ₹2,000 installments to small and marginal farmers (up to 2 hectares) via direct bank transfer, benefiting ~14.5 crore farmers.
• Pradhan Mantri Fasal Bima Yojana (PMFBY) (2016): Offers crop insurance to farmers against losses due to natural calamities, with premiums subsidized.
• Pradhan Mantri Awas Yojana (PMAY) (2015): Aims to provide affordable housing to urban and rural poor by 2022, extended to construct 3 crore houses.
• Pradhan Mantri Matsya Sampada Yojana (PMMSY) (2020): Targets fisheries sector development, aiming to increase fish production by 70 lakh tonnes and export revenues to ₹1 lakh crore by 2024-25. ₹20,050 crore allocated.
• Swamitva Yojana (2020): Uses drones to map rural properties, issuing property cards to provide ownership certificates and enable bank loans.
• Pradhan Mantri Adarsh Gram Yojana (2009-10, continued): Develops model villages with over 50% SC population, focusing on socio-economic infrastructure.
• Sansad Adarsh Gram Yojana (2014): MPs adopt villages to develop as model villages using existing funds.

3. Health and Social Welfare

• Ayushman Bharat (2018): Includes:
• Pradhan Mantri Jan Arogya Yojana (PM-JAY): Provides up to ₹5 lakh per family annually for secondary and tertiary healthcare to ~50 crore people.
• Health and Wellness Centres (HWCs): Enhances primary healthcare access.
• Pradhan Mantri Garib Kalyan Anna Yojana (PMGKY) (2020): Provides free food grains to the poor, extended during COVID-19 to support ~80 crore beneficiaries.
• Pradhan Mantri Ujjwala Yojana (PMUY) (2016): Distributes LPG connections to BPL women to reduce health hazards from traditional cooking fuels. ~50 million connections targeted.
• Beti Bachao Beti Padhao (2015): Promotes girl child education and survival, though criticized for high media spending (80% of funds, 2016-19).
• Pradhan Mantri Vaya Vandana Yojana (PMVVY) (2017): Pension scheme for seniors (60+), offering 7.4%-7.75% returns, implemented via LIC.
• Atal Pension Yojana (APY) (2015): Targets unorganized sector workers (e.g., maids, gardeners) with pensions of ₹1,000-₹5,000 after age 60, requiring contributions for 20 years.
• Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) (2015): Life insurance of ₹2 lakh for 18-50-year-olds with bank accounts, at ₹436 annual premium.
• Pradhan Mantri Suraksha Bima Yojana (PMSBY) (2015): Accident insurance of ₹2 lakh for 18-70-year-olds at ₹20 annual premium.
• Support for Marginalised Individuals for Livelihood and Enterprise (SMILE): Focuses on rehabilitation, medical facilities, and skill development for marginalized groups.

4. Infrastructure and Urban Development

• Smart Cities Mission (2015): Develops 100 smart cities with improved urban infrastructure and services.
• AMRUT (Atal Mission for Rejuvenation and Urban Transformation) (2015, 2.0 in 2021): Enhances urban water supply, sewerage, and green spaces.
• Namami Gange Yojana (2016): Aims to clean and revive the Ganga River by reducing pollution and improving conservation.
• PM Surya Ghar: Muft Bijli Yojana (2024): Provides up to 300 units of free electricity monthly to 1 crore households via solar panels, with ₹75,000 crore investment.
• PM-WANI (Public Wi-Fi Access Network Interface) (2020): Expands wireless internet access to improve digital connectivity.

5. Education and Skill Development

• Pradhan Mantri Kaushal Vikas Yojana (PMKVY) (2015): Provides skill training to youth to enhance employability, aligning with global standards.
• Rashtriya Uchchatar Shiksha Abhiyan (RUSA): Funds state higher education institutes to improve access, equity, and quality.
• National Skill Development Mission (2015): Coordinates skilling efforts across sectors for large-scale impact.
• PM Vidyalaxmi Scheme (recent): Offers education loans up to ₹7.5 lakh to support 25,000 students annually.

6. Economic and Industrial Development

• Make in India (2014): Promotes manufacturing, innovation, and investment in 25 sectors to boost job creation and economic growth.
• Startup India (2016): Supports startups through funding, tax benefits, and an innovation ecosystem.
• Digital India (2014): Enhances digital connectivity, e-governance, and digital literacy to create a digitally empowered nation.
• PM Vishwakarma Yojana (recent): Supports artisans by improving product quality and integrating them into MSME value chains.
• Aatmanirbhar Bharat Rojgar Yojana (ABRY) (2020): Incentivizes job creation by subsidizing EPF contributions for new employees.

7. Environment and Sustainability

• Swachh Bharat Mission (2014): Aims for a clean India by improving sanitation, waste management, and open defecation-free status in 4,000+ towns.
• Unnat Jyoti by Affordable LEDs for All (UJALA) (2015): Distributes LED bulbs to reduce energy consumption. Over 30 crore bulbs distributed.
• Green Credit Programme (2023): Incentivizes sustainable actions by individuals and companies under the Environment (Protection) Act.

8. Miscellaneous

• PM CARES Fund (2020): A public charitable trust to support disaster relief, notably during COVID-19.
• Aarogya Setu (2020): Mobile app to track and raise awareness about COVID-19.
• UMANG (Unified Mobile Application for New-age Governance) (2017): Single platform for accessing multiple government services online.
• PRASAD Scheme (Pilgrimage Rejuvenation and Spirituality Augmentation Drive): Enhances tourism infrastructure at pilgrimage sites.
• Aspirational Blocks Programme (2023): Improves services in health, education, and infrastructure in underdeveloped blocks.
• Pradhan Mantri PVTG Development Mission (2023): Targets socio-economic upliftment of Particularly Vulnerable Tribal Groups.

Key Observations

• Scale and Impact: Schemes like PM-KISAN, PMAY, and Ayushman Bharat have reached millions, with significant funding (e.g., ₹75,000 crore for PM-KISAN, ₹1.5 lakh crore for flagship schemes in 2021).
• Challenges: Implementation varies due to awareness, accessibility, and last-mile delivery issues. The Comptroller and Auditor General (CAG) and NITI Aayog evaluate schemes, noting successes (e.g., PMJDY) and failures (e.g., Beti Bachao Beti Padhao’s inefficiencies).
• Funding: In 2022, 65 Centrally Sponsored Schemes (CSS) had a combined budget of ₹4.42 lakh crore, while Central Sector Schemes’ spending rose from ₹5.87 lakh crore (2017-18) to ₹10.51 lakh crore (2021-22 budgeted).
• Political Context: Schemes are often used as electoral tools, with credit-sharing disputes between Centre and States.

Recent Developments (2024-2025)

• Budget 2025: Introduced schemes like PM Surya Ghar and revised loan limits for education and entrepreneurship. Eastern region development (Jharkhand, Bihar, etc.) is a new focus.
• Rationalization: CSS reduced from 131 (2021) to 65 (2022) for better governance.
• Unified Pension Scheme (2024): Enhances pension benefits for government employees.
• Lakhpati Didi Scheme: Empowered 11 lakh women to become financially independent.

Sources and Further Reading

• For a complete list and real-time updates, visit india.gov.in or ministry websites (e.g., financialservices.gov.in, rural.gov.in).
• Detailed scheme summaries: e-utthaan.gov.in (2024-25 financial summary).
• Posts on X highlight flagship schemes like PMJDY, PM-KISAN, and Ayushman Bharat, reflecting public awareness.

If you need specifics on any scheme (e.g., eligibility, funding, or impact) or a downloadable PDF list, let me know, and I can tailor the response further!